Free Debt Snowball Spreadsheet (Google Sheets Template)

Free Debt Snowball Spreadsheet (Google Sheets Template)

Pay off debt faster and keep track of your progress on the path to financial peace.

Looking for a simple, powerful debt snowball worksheet to conquer your balances?

This fully-editable Google Sheets debt snowball worksheet is your shortcut to paying off debt and staying hopeful - especially if you're following Dave Ramsey's methods.

Why This Template Works

• Visual Clarity
  • See your total debt and monthly minimums at a glance
  • Track each loan’s due date so you never miss a payment
• Motivating Visuals
  • Click a dropdown to mark debts “Working On It” or “Done”
  • Watch the built-in progress bar climb as you pay down balances
• Smart Calculations
  • Automatic formulas roll up your debts and minimums
  • Drop in any extra payment to instantly adjust your payoff timeline
• 100% Customizable
  • Rename debts, adjust columns, change colors—make it yours in seconds
  • Add or remove rows for as many debts as you have

What You Get

1. Google Sheets File – Plug-and-play—no setup required
2. Step-by-Step Instructions – A quick guide to get you started
3. Visual Dashboard – Totals, minimums, status dropdowns, and a payoff bar all on one screen

How It Works

1. Buy & Copy
   • Instant Gumroad download for just $1
   • Make your own copy to Google Drive
2. Enter Your Numbers
   • Fill in balances, interest rates, minimum payments, due dates
3. Track & Celebrate
   • Update the status dropdown each month
   • Watch your progress bar—and your debt total—shrink